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GlobalCareerTrack Access Fund
Pay-It-Forward Recoverable Scholarship
A scholarship model for deserving students from financially constrained families. Students receive support now, focus on learning, and later — after course completion and stable employment — may voluntarily contribute back to help the next student.
No interest
No penalty
No collateral
No legal recovery obligation
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This is not a commercial loan.
It is a scholarship supported by an honor-based pay-it-forward pledge.
How the scheme works
Opportunity without debt pressure
The Access Fund is designed for dignity and sustainability. Students are selected based on merit, need and commitment. Future contributions are voluntary, capped and recycled into new scholarships.
Review
The team reviews academic readiness, financial need, motivation and family support.
Receive support
Approved students receive partial or full learning-support fee assistance.
Complete and work
Student completes the program pathway and secures stable employment.
Give forward
Student is encouraged to voluntarily contribute back over up to 10 years.
Next student benefits
Every contribution is recycled into the Access Fund for future deserving students.
Policy summary
No burden, no fear
No interestNo penaltyNo collateralNo parent guaranteeNo legal recovery obligationNo credit reporting
If repayment is not possible because of unemployment, low income, illness, higher studies or hardship, the remaining support continues as a scholarship grant. The contribution amount is capped at the scholarship amount received.
Who can apply?
Merit, need and commitment
- Merit Scholarship: for strong academic and diagnostic performance.
- Need-Based Scholarship: for genuine financial constraints.
- Founder Scholarship: for exceptional talent and severe hardship.
- CSR / Employer-Sponsored Scholarship: where a donor, employer or community sponsor supports the seat.
Infographic
Share the Access Fund story
This shareable infographic explains the scholarship scheme to parents, students, donors, employers and partners.
Apply for review
Start application
Request scholarship counselling
Submit the main application form and select Pay-It-Forward Access Fund interest. The admissions team can then guide you through academic review, financial review and available scholarship seats.